Have you ever had the courage to contact a stranger on social media? In January 2018 a post from Underspent author, Rachel Smith, showed up in my Linkedin feed. Rachel has merged her talents, hobbies and passions across different areas: she is an advocate for cyclists advising internationally on transport planning and infrastructure, she is passionate about the environment, minimalism and reducing waste, where I most admired Rachel centred around a large challenge that she set for herself in 2014 where she bought nothing new or second hand for over a year. This helped her to save 38% of her salary, $52,680. I plucked up the courage and sent Rachel a private message on Linkedin and we ended up arranging to meet for lunch. I have since read Rachel’s book, Underspent, which details her year of giving up shopping in 2014. This article provides an overview of three lessons I learnt from Rachel to apply to my personal finance journey: making new rules, getting organised and rewarding yourself with experiences.