Third quarter 2018 expenditure breakdown

Third quarter 2018 expenditure breakdown

There are now 6 pay fortnights until the end of 2018, I was saving $818 a fortnight, I’ve taken another look and tightened my budget further to increase this to $1000 a fortnight after I was hit by a large tax bill in September with more to come in November. I will not be making deposit by Christmas but I will work as hard to get as close as possible. Read on for my third quarterly expenditure report for 2018…

Second quarter 2018 expenditure breakdown

Second quarter 2018 expenditure breakdown

How are you going on your 2018 financial journey? This past three months have been really, really hard for me. On the 17 April I had an accident on my bicycle and fractured my coccyx and two parts of my sacrum. As someone that is normally really active, 2500km logged on Strava cycling before this accident, this has been mentally and physically hard. I have felt like I have lost a little part of my identity and I have been stuck at home. Here’s a quick rundown of my second quarter and how I’m tracking. Today I have $49,530 towards my house deposit and I’m still aiming to get to $60,000 for my house deposit by the end of 2018. There are now 12 pay fortnights for me until the end of 2018, I usually save $818 a fortnight, to reach this goal alongside 6 more interest payments on my savings which are a little over $100 a month. So please read on for my second quarterly spending report for 2018…

First quarter 2018 expenditure breakdown

First quarter 2018 expenditure breakdown

How are you going on your 2018 financial journey? Here’s a quick rundown of my first quarter and how I’m tracking, at the moment I have $43,554.79 towards my house deposit and I’m aiming to get to $60,000 for my house deposit by the end of 2018. It was one of those magic three payday months in January and I realised at the end of the month if I wanted to reach my $60K house deposit goal by the end of the year I was going to have to up my saving from $750 up to $818 a fortnight. Bikes was the word for February, lots and lots of money on bikes. In March I booked flights home to New Zealand for my Grandad’s 90th and came to the realisation that the big overseas trip I plan once a year might not be a possibility this year, perhaps instead a smaller trip to Fiji, Rarotonga or Bali. So here you have it, here is my first quarterly spending report for 2018…