Budgeting is all about decisions and reallocation, when choosing between owning a car and going on an overseas trip travelling has won for me. to date In 2017 I spent $6675.07 on overseas travel: three trips to New Zealand and a trip across Scotland, Spain and England. I’ve never been much of a fan of driving, at 30 I still haven’t owned a car. Growing up in Palmerston North, New Zealand, I drove my parents’ cars. When I lived in Wellington, New Zealand the public transport was sufficient. Upon moving to Brisbane, Australia in 2011 and living within the 10km radius of the city and with ample public transport across boat, bus and train and with the recent introduction of ride sharing services a car was still not a necessary. This week’s post provides some Brisbane transport comparison figures across car, public transport and bicycle.
I have had a few people ask me about how I’m eating ethically at such a low budget with the $40 grocery challenge. This week I decided to document how I do it, recipes included, and include links through to my grocery receipts on my Instagram to show it is possible. With my challenge I am shopping for one person, I occasionally cook for friends but mainly yours truly. If you are a couple take your budget up to $80 and if you are a family add to your budget again. I’m not always perfect, I go over budget from time to time. With my challenge I am aiming to get creative, eat ethically in order to donate an extra $20 a fortnight to charity.
Brisbane on a budget… Two 19 year old awesome and incredibly active nursing students, with 8 hours to spare to see Brisbane and not a big budget. I love a challenge!
Can you go into the kitchen and think outside of the box to create something out of very few ingredients? In this article I will discuss and challenge you to shake up your eating and participate in the $40 grocery challenge. This challenge touches your own personal creativity to reduce your carbon footprint to allow you to free up some extra money to give to your favourite charity.
What plans do you put in to action to achieve your goals? For me, 2017 was about getting my finances on track. In this article I will give you the insight into the 10 ways I saved over 30% of my income, $18.3K, towards my house deposit as well as cash flowing four overseas trips in 2017.
My friends will tell you, I am the Points Queen! My main points systems I use are Flybuys and Virgin Australia. Some of my international personal finance bloggers have comprehensively covered how they have utilised credit cards or coupons but being in Australia things are somewhat different. In this post I will document how to more effectively use your points to cash into vouchers. I managed to get $950 worth of supermarket vouchers free with my points in 2017 as well as a cash payment from my bank so I must be doing something right!