You want to give more but you don’t think it’s possible, let me prove to you that you can. This year I’ve already given over $1090 to charity this year and some small hacks in your grocery budget can mean you too can eat organic, free range meat, eggs and milk, shop for $40 a week and give more to charity. Today I will share with you the story behind the $40 grocery challenge and show you how!
When people talk about going to Europe they budget in at least $10,000 for their trip. In 2017 I had the honour of being asked to be bridesmaid for my friend in Edinburgh, Scotland. I live in Brisbane, Australia, almost
I used to believe I couldn’t buy a house without a husband but now I firmly believe that being single has so many benefits for your finances. The sooner I started backing myself the more intentional I have become with my finances and the closer I am getting to my goal of the illusive $60,000 deposit by Christmas 2018. This week’s post aims to inspire other single Aussie millennials with my top three reasons of how being single is beneficial for budgeting and reaching your financial dreams!
Small habits can really add up. This year I am more focused with wanting to buy a house at the end of the year and I thought I’d share with you how I have applied behavioural economics theory to change some of my weekly routines to hack my budget. Here are some items I change up most of the time to find extra money in my budget. These 5 small tips to find an extra $245 a week or $12,740 a year in your account for travel, paying debt or saving for a house! Disclaimer: I’m a millennial so I defo still budget in brunch at the cafe with friends once a week although I’m a sucker for bacon as opposed to avocado.
What sort of budgeting method do you use? Today I will share with you how I construct a zero based budget and provide you with a free spreadsheet to load in your figures so you can harness the power of your most powerful wealth building tool, your income.
Did you know as well as a gender pay gap of 15.3% in Australia women are also expected to pay more for our deodorant and razors too? Every woman uses between 10,000-12,000 disposable menstrual products a lifetime and while men’s Viagra is GST free women are expected to pay GST on tampons and pads. Not the Economiss, This week’s article has some quick tips for women about beauty on a budget!
Step 3 of the Barefoot Investor Steps is Domino your debts, this means having a close look at your current bills and seeing whether you can negotiate or find a better deal. For me at the moment until I buy my house the only payments I am in charge of are my health insurance and my cell phone bill. This week I will share with you my investigation across current Australian cell phones to you and reveal to you which company I am changing to and how I am getting my next year’s worth of cell phone access for free.
I am a podcast addict, there are over fifty different shows I am subscribed and listen to. I prefer podcasts over television as I like to do several things at once. For those of you not in the know I found out last week that I fractured my spine; two places in my sacrum and one in my coccyx and I have been at home trying to heal over the past week, podcasts and books have been the answer for me as sitting up hurts up lower back and these activities have allowed me to lie down. In this post I will share with you my four favourite finance podcasts.
Budgeting is all about decisions and reallocation, when choosing between owning a car and going on an overseas trip travelling has won for me. to date In 2017 I spent $6675.07 on overseas travel: three trips to New Zealand and a trip across Scotland, Spain and England. I’ve never been much of a fan of driving, at 30 I still haven’t owned a car. Growing up in Palmerston North, New Zealand, I drove my parents’ cars. When I lived in Wellington, New Zealand the public transport was sufficient. Upon moving to Brisbane, Australia in 2011 and living within the 10km radius of the city and with ample public transport across boat, bus and train and with the recent introduction of ride sharing services a car was still not a necessary. This week’s post provides some Brisbane transport comparison figures across car, public transport and bicycle.
I have had a few people ask me about how I’m eating ethically at such a low budget with the $40 grocery challenge. This week I decided to document how I do it, recipes included, and include links through to my grocery receipts on my Instagram to show it is possible. With my challenge I am shopping for one person, I occasionally cook for friends but mainly yours truly. If you are a couple take your budget up to $80 and if you are a family add to your budget again. I’m not always perfect, I go over budget from time to time. With my challenge I am aiming to get creative, eat ethically in order to donate an extra $20 a fortnight to charity.