Can you go into the kitchen and think outside of the box to create something out of very few ingredients? In this article I will discuss and challenge you to shake up your eating and participate in the $40 grocery challenge. This challenge touches your own personal creativity to reduce your carbon footprint to allow you to free up some extra money to give to your favourite charity.
What plans do you put in to action to achieve your goals? For me, 2017 was about getting my finances on track. In this article I will give you the insight into the 10 ways I saved over 30% of my income, $18.3K, towards my house deposit as well as cash flowing four overseas trips in 2017.
My friends will tell you, I am the Points Queen! My main points systems I use are Flybuys and Virgin Australia. Some of my international personal finance bloggers have comprehensively covered how they have utilised credit cards or coupons but being in Australia things are somewhat different. In this post I will document how to more effectively use your points to cash into vouchers. I managed to get $950 worth of supermarket vouchers free with my points in 2017 as well as a cash payment from my bank so I must be doing something right!
I’m a big fan of Gretchen Rubin and have been listening to her Podcast, Happier, for several years. Rubin is down to earth, even going as far as commenting back to me on Linkedin when I asked her when she was coming to Australia on her next book tour. I finally got around to purchasing her book, The Happiness Project, in November 2017 before a long work flight.
I find a visual is better than anything, I’m pretty proud with how I went with my spending and saving in 2017. In looking back at my previous year of 2016 I didn’t manage to save anything so my spending was pretty extreme. So, to have a closer look of where my money went in 2017 have a read below.