Living zero waste works well for frugal folk on a budget as the movement calls for a different five step process when it comes to the way you live your life. This article highlights three three key lessons I learnt to apply to my financial journey from Erin Rhoads book, Waste Not.
Australian author, Serena Bird, is many things: a writer, a public servant, a speaker, an influencer, a Mother and in her book, The Joyful Frugalista, Bird shares with you another part of her personality. The Canberra based writer has coined a new term for her lifestyle optimising strategy, Frugalista; a savvy, fashionable and generous female that makes the most of her circumstances and life opportunities to achieve a positive outcome financially. Frugalista life is certainly agreeing with Bird and her family, she has achieved millionaire status in her forties on a single income with two children. This article will share with you three key tips I have learnt from The Joyful Frugalista to apply to my house saving journey.
In 2018 I earnt a whopping 60,899 flybuys points and in the top 5% of earners in Australia. In 2018 I got $452 for free across my rewards partners, but how did I do this on my $40 weekly shopping budget? This article will share my top five tips to increase your flybuys points and put more money in your pocket for 2019.
2018 was a year where I decided to focus and work hard: professionally, financially and personally. My biggest sources of pride include the 40.5% saving rate, my increase in charitable giving and my significant reduction in grocery and clothes spending
This Women in Wealth feature will highlight three key insights from Rachel Smith, a single Brisbane based lady, who bought her home and paid off her mortgage in seven years.
You want to give more but you don’t think it’s possible, let me prove to you that you can. This year I’ve already given over $1090 to charity this year and some small hacks in your grocery budget can mean you too can eat organic, free range meat, eggs and milk, shop for $40 a week and give more to charity. Today I will share with you the story behind the $40 grocery challenge and show you how!
There are now 6 pay fortnights until the end of 2018, I was saving $818 a fortnight, I’ve taken another look and tightened my budget further to increase this to $1000 a fortnight after I was hit by a large tax bill in September with more to come in November. I will not be making deposit by Christmas but I will work as hard to get as close as possible. Read on for my third quarterly expenditure report for 2018…
Minimalism defines a lifestyle different to what advertising campaigns sell us. We get up, exercise, commute, work, commute, eat, sleep and repeat the process five times a week. Weekends are spent recovering: cleaning our homes, washing clothes, grocery shopping, meal prepping, seeing friends and family and getting ready to start over again. But what if it didn’t have to be that way? The Minimalists preach a different life than the one advertising campaigns sell us: a smaller house, fewer possessions, rich relationships and better health. Today I will delve into three important messages I got from The Minimalists, Joshua Fields Millburn and Ryan Nicodemus’ book, Minimalism.
Kate Joyner came from humble beginnings. She has worked her way up through her career in the education sector and public service completing her undergraduate, Master of Business Administration and PhD qualifications alongside working and caring for her family and also saving to purchase her first unit. This article details Kate’s insights, sacrifices and journey towards buying a unit in Brisbane on her own and provides some key insights for first home owners.
When people talk about going to Europe they budget in at least $10,000 for their trip. In 2017 I had the honour of being asked to be bridesmaid for my friend in Edinburgh, Scotland. I live in Brisbane, Australia, almost