Over $1000 given to charity through the $40 Grocery Challenge

Over $1000 given to charity through the $40 Grocery Challenge

You want to give more but you don’t think it’s possible, let me prove to you that you can. This year I’ve already given over $1090 to charity this year and some small hacks in your grocery budget can mean you too can eat organic, free range meat, eggs and milk, shop for $40 a week and give more to charity. Today I will share with you the story behind the $40 grocery challenge and show you how!

Third quarter 2018 expenditure breakdown

Third quarter 2018 expenditure breakdown

There are now 6 pay fortnights until the end of 2018, I was saving $818 a fortnight, I’ve taken another look and tightened my budget further to increase this to $1000 a fortnight after I was hit by a large tax bill in September with more to come in November. I will not be making deposit by Christmas but I will work as hard to get as close as possible. Read on for my third quarterly expenditure report for 2018…

Book club: Minimalism – Live a Meaningful Life

Book club: Minimalism – Live a Meaningful Life

Minimalism defines a lifestyle different to what advertising campaigns sell us. We get up, exercise, commute, work, commute, eat, sleep and repeat the process five times a week. Weekends are spent recovering: cleaning our homes, washing clothes, grocery shopping, meal prepping, seeing friends and family and getting ready to start over again. But what if it didn’t have to be that way? The Minimalists preach a different life than the one advertising campaigns sell us: a smaller house, fewer possessions, rich relationships and better health. Today I will delve into three important messages I got from The Minimalists, Joshua Fields Millburn and Ryan Nicodemus’ book, Minimalism.

Women in Wealth: Kate Joyner

Women in Wealth: Kate Joyner

Kate Joyner came from humble beginnings. She has worked her way up through her career in the education sector and public service completing her undergraduate, Master of Business Administration and PhD qualifications alongside working and caring for her family and also saving to purchase her first unit. This article details Kate’s insights, sacrifices and journey towards buying a unit in Brisbane on her own and provides some key insights for first home owners.

Book club: Lean in: Women, Work and the Will to Lead

Book club: Lean in: Women, Work and the Will to Lead

Societal norms and expectations mean women have a complex map to navigate when it comes to finances as well as other areas of their lives. For women choosing any career path where they are an employee it’s important to remember, your income is your greatest asset. Today I draw on three key insights I learnt from Sandberg’s book, Lean In, to apply to my financial journey: to push past the Tiara syndrome, to negotiate differently and to be authentic and real.

Three benefits of being single for budgeting

Three benefits of being single for budgeting

I used to believe I couldn’t buy a house without a husband but now I firmly believe that being single has so many benefits for your finances. The sooner I started backing myself the more intentional I have become with my finances and the closer I am getting to my goal of the illusive $60,000 deposit by Christmas 2018. This week’s post aims to inspire other single Aussie millennials with my top three reasons of how being single is beneficial for budgeting and reaching your financial dreams!

Second quarter 2018 expenditure breakdown

Second quarter 2018 expenditure breakdown

How are you going on your 2018 financial journey? This past three months have been really, really hard for me. On the 17 April I had an accident on my bicycle and fractured my coccyx and two parts of my sacrum. As someone that is normally really active, 2500km logged on Strava cycling before this accident, this has been mentally and physically hard. I have felt like I have lost a little part of my identity and I have been stuck at home. Here’s a quick rundown of my second quarter and how I’m tracking. Today I have $49,530 towards my house deposit and I’m still aiming to get to $60,000 for my house deposit by the end of 2018. There are now 12 pay fortnights for me until the end of 2018, I usually save $818 a fortnight, to reach this goal alongside 6 more interest payments on my savings which are a little over $100 a month. So please read on for my second quarterly spending report for 2018…

Millennial case study: Tasha gets frugal

Millennial case study: Tasha gets frugal

Something I found difficult before I started on my house saving journey was a series of evidence of different women and millennials achieving financially. In this new series of case studies I will share the knowledge of others. For my first case study I am proud to introduce you to Tasha, a 28 year old, Brisbane based, single, millennial that I connected with through Instagram. In June 2018 she successfully became debt free clearing $11,489 of debt in 12 months. She writes a personal finance blog, tashagetsfrugal.com where she shares advice and tips, from the best Brisbane birthday freebies, to her budget updates, her goals, interviews with members of the debt free community and her personal finance journey.